Financial Solutions That Work for You
Our products are designed to help you move forward, simply, securely, and fast.
Built for Speed. Designed for You.
Fast Loan Approvals
Get approved in just 48 hours, no long queues or paperwork. We move fast so you can keep moving too.
Fully Digital Process
Apply anytime, from anywhere, right from your phone. No stress, no branch visits, just smart convenience.
People-First Support
Surge is more than a platform. We're here when you need us. Friendly, human service that treats you like family.
Frequently Asked Questions
Surge provides customer-focused financial solutions including savings and deposit products, credit advances and other products designed to meet your needs.
Our services are open to all salaried workers and individuals who meet our eligibility and requirement criteria.
Yes. Surge is licensed and regulated by the Bank of Ghana. We adhere to regulatory standards and employ secure systems and technology to safety of your money and information.
Getting started is easy. Reach out to our customer care team through our dedicated lines for assistance or conveniently apply online via our website. The process is simple and customer friendly.
If you are unable to repay on time, we encourage you to contact us immediately. Late repayment may attract penalties or affect your credit history.
The Bank of Ghana serves as the country's central bank. It oversees and regulates all banks and financial institutions, including Surge Microfinance Ltd.
Identity verification is a mandatory step for your loan application. If you are unable to complete it, your application will not progress. You can, however, restart the process at any time once you have the required documents and a successful identity verification.
Yes, Customers can trust a licensed microfinance institution because it operates under regulations and its operations are customer-centric, providing personalized solutions to meet your needs.
Loan processing time depends on completing verification and documentation. Once requirements are met, loans are disbursed within 48 hours.
Collateral requirements depend on the specific loan product. While some loans may require collateral, others do not. All requirements will be clearly explained during the application process.
To open a savings account, you will require a valid Ghana Card and a completed account opening form. Additional requirements may apply depending on the chosen product.